| ACheckngoSeem | Date: Utorak, 25.February.2014, 22:12 | Message # 1 |
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Taoc
Group: Korisnici
Messages: 1
Status: Offline
| A lender should clearly indicate that your personal information will be kept secure and not passed to third parties. If a credit check is involved, they must inform you of it. If you find a lender passing your details along for marketing purposes without your permission you have a right to complain.
Can I afford my $500+ car payment? That's a good question for someone who is using credit cards to pay for groceries each month. This is a perfect example of an individual living beyond their means - when budgets are strapped so tight there leaves no room for extras. You can't count on credit or alternative direct lenders to afford basic needs. You may be able to afford the monthly minimum now, but what happens when the credit card is maxed and that small payment has sharply increased? It probably would not be so horrible if people only had one credit card in their name.
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The best, most reputable lenders will clearly state the terms and conditions of their loans on the website. If a lender does not provide this information, you should think carefully before proceeding.
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